pv-calor.com
Thermal Bridges: The Hidden Heat Losses Icon

Thermal Bridges: The Hidden Heat Losses

Thermal bridges are locations in the building envelope where more heat flows outward than through the adjacent building components. They not only increase the heating load but can also lead to moisture damage and mould.

What Is a Thermal Bridge?

A thermal bridge occurs when heat flow is concentrated or accelerated at a specific location. This happens through:

  • Geometric effects: Corners, edges, protrusions
  • Material changes: Highly conductive material penetrates insulation
  • Constructive weak points: Missing or interrupted insulation

Analogy: Imagine a jumper with holes. More cold air streams through the holes than through the rest of the fabric – these are the "thermal bridges" in the jumper.

The Three Types of Thermal Bridges

1. Geometric Thermal Bridges

Created by the shape of the building:

Location Problem Typical Loss
External corners More external than internal surface 5–15% more
Building edges Intensified heat flow 5–10% more
Attics Large exposed surface 10–20% more

Compact buildings have fewer geometric thermal bridges. A cube has the most favourable ratio of surface area to volume.

2. Material-Related Thermal Bridges

Created by material changes in the construction:

Location Cause Example
Steel beams Steel conducts 50× better than insulation Balconies, canopies
Ring beams Concrete interrupts insulation plane Floor connections
Window frames Aluminium without thermal break Old metal windows

3. Constructive Thermal Bridges

Created by construction details:

Location Problem
Window connections Insulation layer ends at frame
Roller shutter boxes Often uninsulated or poorly insulated
Wall base Transition wall/floor slab
Roof connection Transition wall/roof
Balcony penetrations Cantilevered reinforced concrete slabs

Evaluating Thermal Bridges

The ψ-Value (Psi-Value)

The linear thermal transmittance ψ (Psi) describes the additional heat loss per metre of thermal bridge length:

Definition: ψ indicates the additional heat flow in watts lost per 1 metre of thermal bridge length at 1 Kelvin temperature difference.

Unit: W/(m·K)

ψ-Value Rating Example
< 0.01 Thermal bridge-free Passive house detail
0.01–0.05 Very good Optimised detail
0.05–0.10 Good Standard new build
0.10–0.20 Medium Simple new build
> 0.20 Poor Unoptimised connection

The χ-Value (Chi-Value)

The point thermal transmittance χ (Chi) describes point thermal bridges like fixings:

Unit: W/K

Example: Fixing through thermal insulation

  • 1 fixing with χ = 0.004 W/K
  • With 100 fixings: 0.4 W/K additional heat loss

The Thermal Bridge Surcharge ΔUWB

For simplified calculations, a flat-rate thermal bridge surcharge is often used:

Building Standard ΔUWB Application
Standard values 0.10 W/m²K Flat-rate surcharge on all components
Detailed proof 0.05 W/m²K Constructive optimisation
Thermal bridge-free 0.00 W/m²K All details proven ψ ≤ 0.01
Unrenovated old building 0.15 W/m²K Many unoptimised details

Caution: A thermal bridge surcharge of 0.10 W/m²K can increase transmission heat losses by 20–40%!

The Most Critical Thermal Bridges

1. Balconies and Loggias

The problem: Cantilevered reinforced concrete slabs completely penetrate the insulation layer.

Situation ψ-Value
Without thermal break 0.5–1.0 W/mK
With thermal break element 0.15–0.20 W/mK
Self-supporting balcony 0.05 W/mK

Solution:

  • Thermally broken connection elements (Isokorb®, Schöck®)
  • Self-supporting balconies on own supports
  • Loggias instead of cantilevered balconies

2. Window Connections

The problem: The insulation layer ends at the window frame, the transition is critical.

Installation Situation ψ-Value
Window in reveal without insulation 0.10–0.15 W/mK
Window with reveal insulation 0.03–0.06 W/mK
Window in insulation plane (RAL installation) 0.01–0.03 W/mK

Solution:

  • Install window in insulation plane
  • Reveal insulation up to frame
  • RAL installation with sealing tapes

3. Roller Shutter Boxes

The problem: Old roller shutter boxes are often uninsulated or have only thin polystyrene panels.

Condition Heat Loss
Uninsulated 30–50 W per box (!)
Poorly insulated 15–25 W per box
Well insulated 5–10 W per box

Solution:

  • Retrofit roller shutter box insulation
  • For renovation: On-top or external roller shutters
  • Seals on strap guides and inspection covers

4. Building Base/Wall Foot

The problem: The transition from floor slab to external wall is constructively difficult.

Execution ψ-Value
Without perimeter insulation 0.3–0.5 W/mK
With perimeter insulation 0.1–0.2 W/mK
Optimised (e.g. thermal foundation) 0.03–0.08 W/mK

5. External Corners

The problem: Geometrically, more heat flows away in corners.

Wall Thickness/Insulation ψ-Value
Thin insulation 0.05–0.10 W/mK
Thick insulation 0.02–0.05 W/mK
Passive house < 0.01 W/mK

Thermal Bridges and Moisture Damage

Thermal bridges are not just an energy problem – they also lead to lower internal surface temperatures:

Critical point: When the internal surface temperature falls below the dew point of the room air, moisture condenses → Mould risk!

The fRsi Value

The temperature factor fRsi evaluates mould risk:

Formula: fRsi = (θsi - θe) / (θi - θe)

  • θsi = Internal surface temperature
  • θi = Room temperature
  • θe = Outdoor temperature
fRsi Rating Meaning
≥ 0.70 Critical Mould risk!
≥ 0.75 Limit value per DIN 4108 Minimum requirement
≥ 0.85 Good Low risk
≥ 0.95 Very good Practically no risk

Example: External Corner

At 20°C inside, -10°C outside and fRsi = 0.70:

θsi = fRsi × (θi - θe) + θe = 0.70 × 30 + (-10) = 11°C

With typical room air (20°C, 50% relative humidity), the dew point is 9.3°C – just adequate!

At 60% humidity, the dew point rises to 12.0°CMould risk!

Calculation Example: Thermal Bridge Surcharge

A detached house with:

  • External wall area: 150 m²
  • Wall construction with U = 0.24 W/m²K

Without Thermal Bridge Surcharge

HT,wall = 150 × 0.24 = 36 W/K

With Standard Surcharge (ΔUWB = 0.10 W/m²K)

HT,wall = 150 × (0.24 + 0.10) = 150 × 0.34 = 51 W/K

Increase: +42%!

With Optimised Details (ΔUWB = 0.05 W/m²K)

HT,wall = 150 × (0.24 + 0.05) = 150 × 0.29 = 43.5 W/K

Measures to Minimise Thermal Bridges

For New Build

Measure Effect Additional Cost
Compact building form -5 to -15% TB None
Thermally broken balconies -70 to -80% TB €150–300/m
Windows in insulation plane -50 to -70% TB €10–20/m
Continuous insulation layer -30 to -50% TB Planning

For Renovation

Measure Effect Cost
Roller shutter box insulation -50 to -70% €50–100/unit
Reveal insulation windows -30 to -50% €30–50/m
Internal insulation at reveals -20 to -40% €40–80/m²
Base/perimeter insulation -30 to -50% €80–120/m²

Practical tip: When replacing windows, always pay attention to reveal insulation! Without insulation, the thermal bridge effect often worsens through the thicker insulation on the wall.

Thermal Bridges in the Heating Load Calculator

Our Heating Load Calculator accounts for thermal bridges:

  • Flat-rate surcharge by building standard (0.05–0.15 W/m²K)
  • Automatic assessment by building age
  • Renovation suggestions for thermal bridge minimisation

Calculate now: See the impact of thermal bridges on your heating load with our Heating Load Calculator.


Further Reading


Sources

  • DIN EN ISO 10211 – Thermal bridges in building construction
  • DIN 4108-2 – Minimum requirements for thermal protection
  • DIN 4108 Supplement 2 – Thermal bridge catalogue
  • Passive House Institute – Design recommendations